Bankers Institute of Rural Development (BIRD), Kolkata as a training arm of National Bank for Agriculture and Rural Development (NABARD) has been striving to enrich knowledge and skill sets of various stakeholders working for agriculture and rural development which include subjects, issues being posed by changing paradigm of rural developmental credit eco system. For about half decades BIRD has been serving neighboring states like Bihar, Jharkhand, Odisha, West Bengal and the whole of North Eastern States including Sikkim and A&N islands. Selected glimpses of programmes from 2019-20 has been collated into an e-book titled as ‘Spectrum’.